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PNP Sorsogon promotes pili products from alternative livelihood

by BA Recebido

Sorsogon City (June 18) — Pili nut (Canarium Ovatum), a native product abundant and wild in Bicol region particularly in Sorsogon is now highlighted in Sorsogon Police Provincial Office’s (SPPO) Alternative Livelihood Development Program for their police force.

Just recently, PNP Sorsogon has successfully conducted its livelihood development program activity held at the Camp Salvador Escudero, Sr., this city, where personnel of SPPO along with their wives and other civilians went through a training demonstration on cooking various pili products.

Pili food expert Melinda Yee spearheaded the cooking activity and has commended the Provincial Police Office’s effort to promote products made from pili utilizing its various parts for their alternative livelihood development program.

Dubbed as “Benepisyo Ko, Benepisyo Mo” (My Profit, Your Profit), PNP Provincial Director Police Senior Supt. Heriberto Olitoquit, said that the livelihood program aims at helping the family of Sorsogon policemen to augment their income by introducing them to alternative sources of livelihood.

Participants went through actual pili cooking demonstration activity where each one’s cooking ability was tested. Products made include crispy pili, salted pili, chocolate-coated pili, sugar-coated pili, molido, pili tart and pili chips, among others.

Meanwhile, the participants conveyed their ‘sweet’ gratitude to their trainer and to the Police Provincial Office as well, headed by PD Olitoquit, for its continuing effort to help and expose his men and their family to other livelihood opportunities. (PIA Sorsogon)

Filed under: Business, Entrepreneurs, Invest in Sorsogon, Livelihood, Negosyo Tips, Philippine National Police, ,

8 million Filipinos now using mobile banking — BSP

Over eight million Filipinos are now using mobile banking services in the country, which the central bank says would boost more efficient financial services in rural and other hard-to-reach areas at relatively lower costs.

BSP Deputy Governor Nestor Espenilla Jr. said there are now 49 rural banks offering mobile banking from none before 2005.

These eight million users use the electronic money (e-money) services of major telecommunications companies Smart Communications and Globe Telecom, which offer Smart Money and G-Cash, respectively, BSP said.

These allow mobile subscribers, particularly those without bank accounts, to deposit, transfer, and withdraw money from one e-money account to another in the telecom company’s business centers nationwide.

Espenilla noted that the Philippines has been recognized by international organizations for its microfinance initiatives and is considered as the leading pioneer in mobile banking solutions for the poor.

Some banks even lowered interest rates on microfinance loans for clients who use text-a-payment platform by 50 basis points on monthly rates, Espenilla added.

“Technology extends outreach of microfinance and banking services to a large number of bankable but un-banked especially those in rural and hard to reach areas at lower costs and higher efficiency,” he said.

He explained that the mobile phone industry in the Philippines serves all income groups especially low income groups and more than 75 percent of the population have mobile phones.

Electronic transactions, which involve the payment of purchased goods and services, could also be used for remittances from Filipinos abroad, Espenilla noted.

“The amount of e-money transactions is already huge, and we expect it to grow further,” the BSP official added.

The BSP said it has ordered firms offering e-money services to register with the central bank as an electronic money issuer (EMI).

These could include banks, non-bank financial institutions, and money transfer agents. Those qualified as EMI include stock corporations with a minimum paid-up capital of P100 million.

E-money is also not considered a bank deposit and is not covered by the deposit insurance provided by the Philippine Deposit Insurance Corp. (PDIC).

The guidelines also limit the maximum amount that can be loaded to any e-money instrument to P100,000 a month. — OMG, GMANews.TV



Filed under: Bank Services, Business, Mobile Technology, Sorsogon News Updates


(Bennie A. Recebido, PIA Sorsogon)

Kaugnay ng kampanya ng pamahalaan ukol sa buwis, muling pinaalalahanan ng Bureau of Internal Revenue ang publiko sa kahalagahan ng paghingi ng resibo sa anuman at alinmang bagay na binibili upang makatulong sa pamahalaan.

Ayon kay Sorsogon District Revenue Officer Arturo Abenoja, mahalaga ang pakikipagtulungan ng bawat mamamayan upang umusad ang ekonomiya ng bansa.

Kaugnay naman ng pagkalito ng ilang mga residente dito ukol sa pagkakaiba ng sales invoice at official receipt na iniisyu sa kanila, ipinaliwanag din niya na parehong mahalaga ang mga ito at nagkakaiba lamang pagdating sa sale of goods or properties at sale of services.

Sinabi ni Abenoja na sa bagong Vallue Added Tax Law, Sec. 4.106-1, sales invoice ang ibibigay kung ang binayaran ay mga groceries, kagamitan o mga bagay na nahahawakan o yaong kabilang sa kategoryang sale of goods or properties.

Habang nakasaad naman sa Sec. 4.108-1 na official receipt ang ibibigay kung ang binayaran ay ang serbisyo, pati na rin ang pagpapaupa ng mga bagay o kagamitan, o yaong kabilang sa kategorya ng sale of services and use of or lease of properties.

Aniya, mahalagang naiintindihan ng publiko ang mga programang ikinakampanya ng pamahalaan nang sa gayon ay mas nagiging madali sa kanila na tumulong sa mga ginagawang reporma ng pamahalaan.

Dagdag pa niya na maliit na hiling lamang ng BIR sa publiko ang paghingi ng resibo, subali’t napakalaking bagay ang resultang ibibigay nito sapagka’t babayad ng tamang buwis ang mga business establishments at yaong mga nagbebenta ng serbisyo.
Binigyang-diin din niya na ang hihingiing resibo ay mag-re-reflect sa books of accounts ng mga may-ari ng negosyo, at ang hindi paghingi ng resibo ay magiging malaking kawalan sa kaban ng ating pamahalaan.

Filed under: Sorsogon News Updates


(Bennie A. Recebido, PIA Sorsogon)

nagpapatuloy sa ngayon ang tatlong araw na monitoring activity ng mga kasapi ng Bacon-Manito Geothermal Multi-Partite Monitoring Team (BMGMMT).

Bahagi ito ng quarterly monitoring kung saan tinitiyak ng BGMMT na sumusunod pa rin sa itinakdang standard ang operasyon ng Bacon-Manito Geothermal Production Project (BMGPP).

Ayon kay Provincial Environment and Natural Resources Officer Oscar Dominguez ng Department of Environment and Natural Resources (DENR), kabilang sa kanilang mga aktibidad ay ang air and water quality sampling, health safety procedures, watershed and forest protection kasama na ang law enforcement at pagsasagawa ng Information and Education Campaign sa mga nasasakupan nitong lugar.

“Kasama din sa aming monitoring ang socio-economic impact na dala ng Bac-Man geothermal project sa mga host communities nito tulad ng Brgy. Sto Niño at Osiao sa Bacon District, Sorsogon Bay, Brgy. Rizal, Cawayan River at Tanawon area na pawang nasa lungsod ng Sorsogon.

Nakatakdang iprisinta ang sectoral reports ukol sa kanilang mga obserbasyon at findings ngayon, June 18.

Filed under: Sorsogon News Updates

Investment, entrepreneurship seminar for Pinoys in KSA

JEDDAH – Filipino expatriates in Jeddah and nearby places who want to become successful entrepreneurs will now have a chance to learn how.

The OFW Cooperative Council (OFWCC) is set to hold an Investment & Entrepreneurship Seminar on June 18, Friday, at the Philippine Consulate Social Hall from 1 to 6 p.m.

As part of the 112th Philippine Independence Day celebrations, OFWCC said the one-day seminar would be attended by different resource speakers who would share their expertise about real estate investment and realty salesmanship techniques.

Atoy Esguerra, one of OFWCC’s Board of Directors, said Consulate Trade Attaché Paisal D. Abdullah would also give insights on Philippine trade and investment.

Expected to attend to share their ideas are the sales manager of CDC Realty and the sales consultants of Century Properties.

Esguerra added that Albert Osorio from the Cebuano Speaking Organization in Saudi Arabia would also share his knowledge regarding networking and direct selling, while a representative from the banking sector would talk about the importance of personal savings and investment.

Ronald Mangua, one of the successful Filipino businessmen in Saudi Arabia, would likewise share his experiences in business ventures in trading Filipino products.

Esguerra said one of the interesting topics included in the seminar will deal with OFWs becoming active in the new marketing phenomena.

Ruben Galamay, the newly appointed representative of PAG-IBIG in Jeddah, will share information on PAG-IBIG’s housing loan program.

He will also discuss the implementation of the mandatory membership of all OFWS.

Social Security System (SSS) Representative Erna Hermoso Magsombol will also be available for inquiries related to SSS pension and investment plan.

Jimmy Leonida, co-founder of OFWCC and the organization’s education chairman, will focus on savings and increasing cash flow, and cooperatives as an option in forming a business.

Philippine Consul General Ezeddin Tago will also grace the affair.

OFWCC current Chairman Bernie Gojo said some of OFWCC’s successful cooperatives are the Iloilo Migrant Workers Cooperative and the Biag Ti Ilocano Cooperative.

Meanwhile, the Boholano Com Jeddah Ventures is now on its second year of operating the 24/7 Convenient Store, a 24-hr grocery-store in Tagbilaran City, with future plans of acquiring lands to be developed into hotels and restaurants as part of the Bohol Tourism Industry.

Wenfred Castolome, the inter-coop & entrepreneur committee chair of OFWCC, said the FilExpat Coop was also able to negotiate through a private establishment to bring back the frozen banana brand Golden Saba to Jeddah.

Castolome encouraged other coop groups to be part of the distribution team in marketing the product throughout the Kingdom, just like what the Riyadh-based coop Global Bisaya Cooperative did last year.

He also advised other cooperatives which are just starting that the seminar will enhance their knowledge on better business prospects.

Since it was established in 1996, the OFWCC has been actively helping fellow OFWs in providing seminars and other livelihood programs.

OFWCC is an non-government organization which has been conducting seminars and other activities on establishing cooperatives.

Those interested to attend the entrepreneurship seminar may contact OFWCC chair Bernie Gojo (0508377208), vice chair Jim Leonida (0502784630) or secretary Miles Lacson (0532768851).

The seminar is free and snacks will be served along with hand-outs to be distributed to all participants from Pag-IBIG and SSS. – RJAB Jr/KBK, GMANews.TV



Filed under: Business, Business Ideas for OFW Families, Financial Literacy, ,

Phones running hot after radiation warnings

LOS ANGELES: San Francisco is set to require mobile phone makers to warn customers that the gadgets are bathing them in radiation.

The city’s Board of Supervisors has approved the unprecedented law in a 10-to-1 vote, and it is expected to be signed by the mayor, Gavin Newsom, who has endorsed the measure.

The law requires makers of mobile phones to display in stores details of the levels of radiation emitted by different handsets in the same way that restaurants show the number of calories in food and drinks.Failure to comply will incur a $US300 ($347) fine.

In particular, shoppers must be shown estimates of how much of the radio wave radiation from each mobile phone model is absorbed into the body of the person using it.

If signed by Mr Newsom, the law would take effect early next year and be the first of its kind in the US.

San Francisco, one of the most environmentally conscious cities in the US, was also the first big city in the country to ban plastic bags in supermarkets.

Sophie Maxwell, the local politician who introduced the mobile phone law, said it was intended to ”help people make informed choices”.

But opponents within the mobile phone industry said it would mislead customers into believing some mobile phones are safer than others.

They argue that safety is already ensured by the regulator, the Federal Communications Commission, which imposes a maximum specific absorption rate of 1.6 watts a kilogram on all phones sold in the US.

The debate over the health dangers of mobile phones remains unresolved.

A $US24 million United Nations study released last month was considered inconclusive. Its authors said because cancers can take decades to develop there was no way to estimate the risk.

Agence France-Presse; Telegraph, London


Filed under: Mobile Technology, New Ideas,

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